Your next adventure is closer than you think
Based in the heart of the RV industry with over 30 years of insight,
we provide the essential education you need to confidently finance
your new or pre-owned RV or boat.
Apply today. Adventure tomorrow.
Why Finance Through Smart RV Finance?
Smart RV Finance combines the convenience of an online platform with the focus of a company built around RV and boat financing.
Available Online 24/7
Start your financing request whenever it fits your schedule.
Focused on RVs and Boats
We specialize in recreational financing, including RVs, boats, campers, motorhomes, travel trailers, and service contracts.
Education Before Application
Our platform helps explain key financing details so the process feels easier to navigate.
Serving the USA
Based in Granger, IN, we serve customers across the United States.
About Us
Experience You Can Trust
Founded by a collective of recreation industry veterans, Smart RV Finance provides the deep-rooted expertise and specialized solutions necessary to help you navigate your financing journey with total confidence.
Built as an online-first platform, we help customers across in the midwest and beyond navigate recreational financing with practical guidance, simple access, and a process centered around RV and boat purchases.
Whether you are financing a camper, motorhome, travel trailer, or boat, our goal is to make the experience more organized from the start.
Services
RV, Boat, & Aircraft Financing Services
Smart RV Finance provides financing support for recreational buyers in the US. Our platform is designed to help you understand your options, prepare for the process, and take the next step online.

RV Financing
From weekend campers to full-size motorhomes, we help customers explore financing options for a wide range of RV purchases.
Common RV financing options may include:
- Campers
- Travel trailers
- Fifth wheels
- Motorhomes
- New RVs
- Used RVs
- Recreational vehicles

Boat Financing
Whether you are getting ready for weekends on the lake or upgrading your current boat, Smart RV Finance helps make the financing process easier to navigate.
Common boat financing options may include:
- Boats
- Pontoon boats
- Fishing boats
- Marine purchases
- New boats
- Used boats

Aircraft Financing
We support financing for eligible aircraft purchases, giving buyers a straightforward way to explore funding for personal and general aviation needs.
Common aircraft financing options may include:
- Personal aircraft
- General aviation purchases
- New aircraft
- Used aircraft
- Specialty aircraft financing

Aftermarket Service Contracts
Smart RV Finance helps customers explore aftermarket service contract options for eligible RVs and boats. These contracts may provide added protection after purchase, depending on coverage terms, eligibility, and the selected plan.
If you are financing an RV or boat, we can help you better understand how service contract options may fit into your purchase.
Process
How Smart RV Finance Works
Choose What You Want to Finance
Start by identifying whether you are looking for RV, boat, or aircraft financing, or an aftermarket service contract option.
Submit Your Financing Request Online
Submit your financing request through our online platform when it is convenient for you.
Review the Details
Get straightforward guidance on the process, requirements, and available next steps.
Continue Toward Your Purchase
Once you are ready, we help organize the next steps so you can continue toward your RV or boat purchase.
Service Areas
RV & Boat Financing in Indiana and Beyond
Smart RV Finance is based in Granger, Indiana, and serves customers across Indiana and surrounding states. Service areas include:
- Granger, IN
- South Bend, IN
- Mishawaka, IN
- Elkhart, IN
- Illinois
- Michigan
- Ohio
- Kentucky
Whether you are shopping locally or online, we give you a convenient way to explore financing for your next recreational purchase.

Your Next Adventure IS CLOSER THAN YOU THINK
Start Your RV and Boat Financing Journey Today
Smart RV Finance helps make recreational financing easier to understand and easier to start. Apply online, ask questions, and take the next step toward your next RV or boat.







